Agentcenta: Bridging the Digital Divide in Nigeria

Industry

Fintech, POS, B2C

Platform

POS Device, Mobile App

Role

UI/UX Designer

Tools

Figma

Live App

Agentcenta app

The Mission of Remita Agent

In many areas of Nigeria, millions of people remain unbanked, relying solely on cash. This makes it nearly impossible for them to pay for digital services like electricity, school fees, or government taxes.

Remita Agent was designed to turn local business owners into financial hubs, bringing seamless digital payments to every street corner.

In many areas of Nigeria, millions of people remain unbanked, relying solely on cash. This makes it nearly impossible for them to pay for digital services like electricity, school fees, or government taxes.

Remita Agent was designed to turn local business owners into financial hubs, bringing seamless digital payments to every street corner.

The Friction

Why was the gap so wide? Three critical barriers preventing financial inclusion were identified:

The Proximity Gap: Physical banks are often miles away from those who need them most.
The Cash Paradox: Digital systems exist, but a huge portion of the economy still breathes in cash.
Collection Chaos: Small businesses and government agencies struggled with slow, opaque manual tracking.

Why was the gap so wide? Three critical barriers preventing financial inclusion were identified:

The Proximity Gap: Physical banks are often miles away from those who need them most.
The Cash Paradox: Digital systems exist, but a huge portion of the economy still breathes in cash.
Collection Chaos: Small businesses and government agencies struggled with slow, opaque manual tracking.

The Solution

We built a multi-channel platform that lives where the people are. Whether on a mobile device or a POS terminal, Remita Agent simplifies payments and collections on behalf of any organization.

Seamless payment collection: Handle every payment from school fees and utility bills (airtime, data, electricity, and cable TV) to Federal Government (MDA) taxes and licenses.

Multiple Payment Channels: Process payments via Card, USSD, Bank Transfer, or Cash.
The Incentive Loop: A commission model that allows agents to generate revenue for every transaction.

Seamless payment collection: Handle every payment from school fees and utility bills (airtime, data, electricity, and cable TV) to Federal Government (MDA) taxes and licenses.

Multiple Payment Channels: Process payments via Card, USSD, Bank Transfer, or Cash.
The Incentive Loop: A commission model that allows agents to generate revenue for every transaction.

Multiple Payment Channel

Card, Cash and Bank transfer on POS terminal.

Payment Collection

Accept payments digitally or in cash.

Earn Commissions

Agents generate revenue for every transaction.

Real-World Impact

We didn't just build an app; we built an ecosystem. By empowering thousands of entrepreneurs, we changed how communities interact with their money.

Empowered thousands of agents to become financial service providers.
Improved payment accessibility for businesses and individuals nationwide.
Boosted financial inclusion, bridging the gap for the unbanked
Reduced inefficiencies in payment collections, making transactions faster and more transparent.

We didn't just build an app; we built an ecosystem. By empowering thousands of entrepreneurs, we changed how communities interact with their money.

Empowered thousands of agents to become financial service providers.
Improved payment accessibility for businesses and individuals nationwide.
Boosted financial inclusion, bridging the gap for the unbanked
Reduced inefficiencies in payment collections, making transactions faster and more transparent.

Why it Matters

Remita Agent proved that technology is most powerful when it’s accessible. By removing the friction from collections, we’ve made financial services faster, more transparent, and more profitable for everyone involved.

₦100 Trillion+

Processed Transactions

15,000+

Products & Services Accessible via agents

64%

National Financial Inclusion

64%

National Financial Inclusion

Agentcenta: Bridging the Digital Divide in Nigeria

Agentcenta: Bridging the Digital Divide in Nigeria

Fintech, POS, B2C

POS Device, Mobile App

UI/UX Designer

Figma

Agentcenta app

The Mission of Remita Agent

The Mission of Remita Agent

In many areas of Nigeria, millions of people remain unbanked, relying solely on cash. This makes it nearly impossible for them to pay for digital services like electricity, school fees, or government taxes.

Remita Agent was designed to turn local business owners into financial hubs, bringing seamless digital payments to every street corner.

In many areas of Nigeria, millions of people remain unbanked, relying solely on cash. This makes it nearly impossible for them to pay for digital services like electricity, school fees, or government taxes.

Remita Agent was designed to turn local business owners into financial hubs, bringing seamless digital payments to every street corner.

The Friction

The Friction

Why was the gap so wide? Three critical barriers preventing financial inclusion were identified:

The Proximity Gap: Physical banks are often miles away from those who need them most.

The Cash Paradox: Digital systems exist, but a huge portion of the economy still breathes in cash.

Collection Chaos: Small businesses and government agencies struggled with slow, opaque manual tracking.

Why was the gap so wide? Three critical barriers preventing financial inclusion were identified:

The Proximity Gap: Physical banks are often miles away from those who need them most.

The Cash Paradox: Digital systems exist, but a huge portion of the economy still breathes in cash.

Collection Chaos: Small businesses and government agencies struggled with slow, opaque manual tracking.

The Solution

The Solution

We built a multi-channel platform that lives where the people are. Whether on a mobile device or a POS terminal, Remita Agent simplifies payments and collections on behalf of any organization.

We built a multi-channel platform that lives where the people are. Whether on a mobile device or a POS terminal, Remita Agent simplifies payments and collections on behalf of any organization.

Seamless payment collection: Handle every payment from school fees and utility bills (airtime, data, electricity, and cable TV) to Federal Government (MDA) taxes and licenses.

Multiple Payment Channels: Process payments via Card, USSD, Bank Transfer, or Cash.

The Incentive Loop: A commission model that allows agents to generate revenue for every transaction.

Seamless payment collection: Handle every payment from school fees and utility bills (airtime, data, electricity, and cable TV) to Federal Government (MDA) taxes and licenses.

Multiple Payment Channels: Process payments via Card, USSD, Bank Transfer, or Cash.

The Incentive Loop: A commission model that allows agents to generate revenue for every transaction.

Real-World Impact

Real-World Impact

We didn't just build an app; we built an ecosystem. By empowering thousands of entrepreneurs, we changed how communities interact with their money.

Empowered thousands of agents to become financial service providers.

Improved payment accessibility for businesses and individuals nationwide.

Boosted financial inclusion, bridging the gap for the unbanked

Reduced inefficiencies in payment collections, making transactions faster and more transparent.

We didn't just build an app; we built an ecosystem. By empowering thousands of entrepreneurs, we changed how communities interact with their money.

Empowered thousands of agents to become financial service providers.

Improved payment accessibility for businesses and individuals nationwide.

Boosted financial inclusion, bridging the gap for the unbanked

Reduced inefficiencies in payment collections, making transactions faster and more transparent.

Why it Matters

Why it Matters

Remita Agent proved that technology is most powerful when it’s accessible. By removing the friction from collections, we’ve made financial services faster, more transparent, and more profitable for everyone involved.

Remita Agent proved that technology is most powerful when it’s accessible. By removing the friction from collections, we’ve made financial services faster, more transparent, and more profitable for everyone involved.